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Primerica, Inc.

PRI$269.972026-05-29
C+
Quality Score
78/100

Term Life & Distribution. A spread-and-fee balance sheet: premiums and deposits invested against long-duration policyholder liabilities, plus fee income.

Data: derived · public filings (XBRL) · market data· latest filing 2026-05-07· price 2026-05-29independently sourced

Profile
Market Cap$8.6B
Enterprise Value$8.3B
Total Assets$14.7B
Total Equity$2.5B
Shares Out0.0B
Revenue (TTM)$3.4B
SectorTerm Life & Distribution
Margins (TTM)
Gross--
EBITDA--
Operating--
Net14.8%
FCF--
Financial Health
Total Cash$0.6B
Total Debt$0.4B
Net Debt$-0.3B
Debt/Equity0.1x
ND/EBITDA--
Valuation (TTM)
P/E11.8x
P/B3.4x
EV/Sales2.5x
P/OCF11.6x
P/FCFn/m
EV/EBITn/m

Deep Dive Summary

1

Read an insurer through its balance sheet and investment spread, not a retailer's margin lens: net investment income, reserve adequacy, and capital strength matter more than a single operating-margin number.

2

Statutory surplus and the regulatory solvency ratio are sourced separately and are not yet wired into this view — a known data gap, flagged in the data-quality report.